United Bank quarterly profit surges 93pc

United Bank Ltd (UBL) reported a 93 per cent year-on-year increase in its consolidated earnings for the third quarter of 2025, reaching Rs35.4 billion translating into earnings per share (EPS) of Rs14.1. This marks a 24pc increase compared to the previous quarter. For the first nine months of 2025, UBL posted a significant 104pc year-on-year growth in earnings, amounting to Rs100bn (EPS: Rs40). The bank’s operating cost fell by 9pc QoQ to Rs32bn in Q3, but rose by 36pc YoY due to its growth strategy, with investments focused on branch expansion and marketing initiatives aimed at boosting deposit growth. UBL’s total deposits reached Rs4.8tr by September 2025, reflecting a 69pc YoY increase.